In 2009, 90% of children and 78% of adults had health care coverage, most through an employer.At the same time, 8.3 million children under age 19 and 41.7 million adults (including 12 million parents) were uninsured.
Children who are uninsured are more likely to go without immunizations and other important services, miss school because of untreated illness, and end up in the emergency room for preventable conditions. Coverage is important to adults as well, helping them get timely medical care and improving their long-term health outcomes.
In 2010, health insurance premiums rose 3%, more than doubling since 1999. During this time, wages increased 38%. In 2010, workers contributed, on average, 30% of the premium for family coverage, up from 27% in 2009; the first significant increase since 1999. Since 1999, the percentage of employers that offer health coverage has fluctuated between 60% and 69%, with smaller firms, firms that employ more low-wage workers, and those with a greater number of part-time staff less likely to offer coverage.
In 2009, 33% percent of children received health coverage through Medicaid or the Children’s Health Coverage Program (CHIP). On a smaller scale, approximately 10% of adults and 11% of parents received coverage through public programs, including Medicaid and CHIP. Of all uninsured children, almost two-thirds are eligible for Medicaid or CHIP.
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